ANNUAL PROTECTION PLAN
You have done a great job and reached your goals. At this point, you have finished the program to buy a home, improve your business, eliminate debt, or to get on the right track with low interest rates and a healthy budget. Now that you’ve made the changes, it is time to keep yourself on track. We would like to see you continue your success and not ever need to come back with the need to restore or reestablish your credit again.
This is why we would like to introduce you to our Delta Credit Annual Protection Plan©. Without the need for new monthly action plans and active credit restoration work, we can continue to work with you at a highly reduced ongoing rate. You may have purchased a home, but will soon need help using your newly improved credit to purchase a car. You might need to set up a retirement account or plan for your children’s college tuition. Every once in a while an incorrect item may show up on your credit report. This is why the Annual Protection Plan is here for you.
How It Works
Once we have worked together to reach your initial goals, and you have completed one of our other programs, the annual protection plan process is simple and easy. We will start by discussing your future goals and help with ongoing financial planning. Then you go on with enjoying your life. A couple times a year we will check up on you and review your credit report and ensure you are staying on track. If an item shows up on your credit report that needs resolution, we are there to help. When you are about to make a large purchase, contact us and we will help you ensure you get the lowest interest rate and best payments to keep money in your pocket.
Save Money
With the Annual Protection Plan, we wanted to make sure that everyone we help has access to the most affordable ongoing financial planning available. We believe you shouldn’t have to be rich or spend a lot of money to have access to professional financial planning. By now, you have seen how much money your improved credit has saved you, and you want to keep that trend going. The saving you get from help on a single purchase, one item resolution on your credit report, or even the cost of meeting with a professional financial planner one time will more than pay for the cost of the program.
Every once in a while an item may show up on your credit report by mistake or just something you didn’t expect. If there is something that is reported on your credit report, we will resolve the issue for you. Only one removal per year is included in the price, this should be a very rare occurrence and multiple items could be a sign of a larger problem such as identity theft, a problem debtor, or a backstep to our old ways. Whatever the problem is, our included professional financial planning can dig deeper.
Twice a year we will set either an in-person meeting or phone conference with you to go over your current financial and credit picture to ensure things are going along as planned. We can review your credit report, help you plan for the next six months, or just check in to see how you are doing.
Want to buy a home, get a credit card, insurance, or investments. Most homeowners average one large purchase per year. It may be a new car, need a new roof, water heater, AC, or home improvement project. At some point, you may want to move again to a larger home or even purchase an investment. Boosting your credit before the purchase or finding the right lender could save your several thousand dollars each time you make one of these purchases. Reach out to us before any major purchase. Many of our financial advisors are current or former licensed professionals. With our experience and network, we can help ensure you get the best financial products without the pushy salespeople.
Professional financial planning isn’t just for people that have more money than they can handle on their own. Financial planning should be a large part of everyone’s life. You may need to start an IRA or ROTH, make elections on your employer 401K benefits, save for your children’s college using Florida Prepaid or a 529 plan. Maybe you got a raise and need help adjusting your budget or need to revisit your budget before making a large purchase. While this isn’t a hand-holding daily money management plan, we are here to offer the financial planning advice most of us desperately need but go through life without.
PRICE
Our Delta Credit Annual Protection Plan© starts at only $199. This includes a “one-off” item resolution, semi-annual checkups, and help with purchases and financial planning advice for all of our individual customers.