HOME AND EQUITY FINANCING WORKSHOP
Need to move, up-size, or down-size?
Do you need to get money out of your home’s equity for unexpected expenses or to pay down high interest debts?
Worried that your credit isn’t good enough to get the loan or refinance?
If you are about to purchase a new home or refinance your current home, we are here for you. Saving even half a percent on your home loan can make a huge difference in the cost. An extra $100 per month may not seem like a lot for a home, but it will make a $36,000 over the life of the loan. If you consider putting that $100 into a retirement account or investment account, then it is now worth about $97,000 and if you are using it to pay down higher interest debt, it could be worth over $500,000.
What is the difference between refinancing a home, taking a second mortgage on your home, or having a home equity line of credit? What are the different types of loans like FHA, conventional, and VA? What does an adjustable interest rate do?
We are also here to give you individual attention. We want to speak with you to learn about your personal goals and what we can do to help you reach them. We can help you choose a reputable lender. We can work with you to help you determine the best way to reach your goals with your current situations. We can even offer you professional home purchasing or refinancing assistance.he
Come learn about all of this and more.
We are here to help you understand everything from the process of pre-qualifying for a new loan or refinance to closing and moving in or getting cash out. You will learn about all the important factors in financing a home, what the time frame is for closing on a home, and what to do and not do during the process.
What credit score do you need to qualify for an affordable loan? How much does your credit score affect the interest rate and overall cost of the loan? Is it worth it to refinance or take out a home equity line of credit? How do you boost your credit before financing a home? How long will it take to correct credit? We are here to answer your questions.
What type of loan is right for you? We will discuss the difference between a new loan, refinancing, and home equity lines of credit. We will also inform you about all the different types of loans available including FHA, VA, HUD, and Conventional loans.
We help you understand what type of questions you need to ask before choosing a Lender and/or Realtors. You will learn how to deal with Lenders and Realtors that get too pushy or don’t come through with what they promise. You will learn about what obstacles and hiccups are common during the process and how to handle them so you are prepared. If you have not chosen a Realtor and/or Lender yet, our large network of reputable realtors and lenders with proven track records can get you on your way.
PRICE
Our Delta Credit Workshops are provided at the lowest cost possible. Most of the workshops are sponsored by local realtors and financial institutions making it possible to offer the workshop to you at no cost. It is the perfect opportunity for you to come out and get started on reaching your goals in the best possible way. Let us know which workshop interests you and we will happily invite you to the next workshop that has space available. If there is a small cost associated, we will let you know before you decide whether or not you would like to attend.