OUR PROGRAMS
True credit repair is about more than just a credit score. Our process ensures that your credit score raises permanently. Whether your personal goals are to purchase a home, get a business loan, or get a job that requires a credit check, our programs are tailored to you and your needs. This isn’t a temporary rise in your credit score, we help you restore your credit for a brighter future.
No matter what your needs are, credit restoration is an investment that pays for itself. The thousands you save from lower interest rates and reduced debt payments secure your financial future.
Individual Credit Restoration
Our individual credit restoration process focuses on permanent credit repair. By utilizing the same underwriting guidelines banks and loan officers use, we make sure you are lendable and are able to reach your goals. In addition to making sure you are lendable, we put in place financial safety nets to prevent you from being a repeat customer.
With your improved credit, we can help you navigate through the home/auto loan process to make it an easy and enjoyable purchase. With your improved credit, referrals to great loan officers, and a little help with making great buying decisions, we can save you thousands.
Home loan approval
Reduce interest rates
Credit dependent career opportunities
Recover from identity theft
Student Loan Help
So many of us go through college taking loans without understanding the ramifications of graduating and trying to start a career with thousands of dollars of debt. A student loan that costs $1,000 or more per month can feel like a hole you will never be able to dig out of.
We are here to help you understand the programs available to help you manage your student loans. Some loans may be forgiven, postponed without interest, or managed and repaid based on income.
Our student loan program can often reduce your debt, reduce your payments, and make your student loan repayment manageable.
Understand your student loan options
Improve your credit with student loan management
Reduce student loan debt
Recover from unexpected student loan obligations
Military Members Protection Program
Delta Credit Restoration is dedicated to protecting our servicemen and women while they are deployed protecting us. Using provisions of the Serviceman’s Relief Act to help our soldiers, we help ensure that while deployed your financial obligations including credit cards, mortgages, residential and auto leases, and other financial affairs are kept in check.
If you are having trouble with your security clearance due to credit-related issues, we can help ensure your clearance and protect you against predatory action by your lenders once you are deployed. However, this is a time-sensitive issue; it’s vital that you reach out to us as soon as you are advised of your deployment.
Security clearance credit issues
Financial obligations while deployed
Discounted individual credit restoration for military members
Credit dependent career transition after separation
Annual Protection Plan
Congratulations. You have finished our program and have now moved on to bigger and better things in your life. Whether it was to buy a home, work on your business, eliminated the proverbial house of credit cards from falling, or simply gotten yourself on track, you have made the choice to make the change in your life.
What we don’t want is to revert back to our old ways. To help with future or residual needs that may arise we would like to introduce to you our Delta Credit Annual Protection Plan©.
“One-off” item resolution
Semi-Annual checkups
Help with purchases
Ongoing financial planning advice