STUDENT LOAN HELP WORKSHOP
About to start college?
Having trouble managing your student loan now that it is out of the grace period, deferment, or forbearance?
Worried that your credit is going to suffer due to your student loan?
Ideally, you are just about to start college, or you are a parent about to send your child off to college and are seeking information about what type of student loan you are going to take, how much you need, and what the cost of those student loans will be when you are done. However, most people simply take whatever loans are offered and deal with them after leaving college, often leaving a huge, unanticipated financial burden in the end. It is not uncommon for a student to go through school and find out later that they are responsible for $1,000 – $1,500 or more per month to pay back their loan. Often times, new professional are surprised to learn that up to 30% of their income needs to go to pay back student loans, making it seem impossible to earn enough to make ends meet. Whether you are ahead of the game and getting ready to go to college, or have found yourself in the more common situation, we are here to help.
Come learn all you need to know about your student loans.
We will cover the process of getting a student loan. You will find out what options you have for paying back a student loan. Learn about deferments, forbearances, and consolidations and should you use them. Calculate how much a student loan you actually need and/or the cost of your student loan over the life of the loan. Find out how long it will take you to pay back your loan and what you can do to be free of them sooner.
Many student loans do not require a high credit score to get, but they can certainly affect your credit in the end. Student loans also work very differently from any other loans when it comes to credit options. Come learn what you need to know about how your student loans can affect your credit.
We are here to help you understand the difference between subsidized student loans, unsubsidized student loans, federal student loans, private student loans, co-signed student loans, and unsecured loans used to pay related education expenses. On top of that we can help you understand programs that prevent the need for student loans like Florida Prepaid and 529 plans.
Are you struggling to keep up with your student loan payments? Do you need a short-term break from paying your student loans? Want to see how you can reduce the monthly payment of your student loan? Did you know there are programs that can completely forgive your student loans? We are here to help you understand your options, including deferments, forbearances, consolidations, and government programs.
PRICE
Our Delta Credit Workshops are provided at the lowest cost possible. Most of the workshops are sponsored by local realtors and financial institutions making it possible to offer the workshop to you at no cost. It is the perfect opportunity for you to come out and get started on reaching your goals in the best possible way. Let us know which workshop interests you and we will happily invite you to the next workshop that has space available. If there is a small cost associated, we will let you know before you decide whether or not you would like to attend.