Discover our Story & Mission

Who is Delta Credit Restoration?

For well over a decade, Delta Credit Restoration has been turning renters into buyers, helping customers eliminate debt, defending clients against debt collectors, helping small businesses become larger, assisting with student loans, and changing the financial landscape of families.

Our approach to credit repair is different. While we love our customers, we don’t want to see you twice. We understand that in order for us to create real change, we have to go above and beyond the score. Just because you have an 800 score, doesn’t mean you are lendable. Nor does that mean you can weather the financial challenges that life will undoubtedly throw your way.

Our motto, is “Make the Choice. Make the Change. Delta.” None of this will happen for you until you make the choice to make a change. And the change you are looking for is more than in the score. Ultimately we have learned that it isn’t Delta Credit Restoration that fixes your credit- it’s you. We will help make it easier by clearing the path for you, but your credit is not a score- it’s a behavior. And we can help you define those behaviors, show you how easy it can be to make those changes, and ultimately help you make those changes.

A group of five women collaborating around a table with papers, notebooks, and a tablet.

What We Do?

We have two goals with every client. Create good credit behavior, and make them lendable. To create good credit, we will define what that means and help you create a financial plan to accomplish that goal. When it comes to being lendable, we will show the underwriting guidelines of that loan so you clearly understand the expectations of that lender and how to come to par with those expectations to make you lendable.

Consumers According to CFPB

Consumers have Errors Reports

Average Derogatory Items

Avg Credit Score According to FICO

Avg Score Increase in 6-months

Our Testimonials

What our clients say about us?

Very professional, Great experience. Explains everything in detail. I love working with Delta Credit Restoration. I highly recommend this company.

Sheena Babi

Professional yet easy to understand. Excellent work tools and efficient in his evaluation of our situation. Looking forward to achieving our financial goals.

Allison Jimenez

As a mortgage broker of 27 years, I have come in contact with a lot of credit repair companies. Delta Credit Restoration is the ONLY one I refer to now. I have worked with them for a couple years and have seen great success at more-than-fair prices. They go the extra mile as they teach clients how to clean up their credit WHILE learning how to work a budget and save money for the down payment. They are a true blessing to work with!

Lisa Wheeler

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