Financial Planning and Credit Workshops
Credit repair can be tricky. One of the most valuable assets you can have to ensure your financial health is to understand how credit affects your life and how your credit score is calculated. Financial information can help save thousands on large purchases, and knowing your options for overcoming financial obstacles will help you become financially free. We partner with financial professional including loan officers, realtors, and brokers to bring you the most current and relevant information to help you reach your goals.
With the partnerships we have, we are able to provide these workshops at very low costs to you, often times we offer them for free. It is our way of showing you we care about your success. It is time to make a choice to change your habits for a brighter financial future. Make the Choice, Make the Change, Delta.
First Time Home Buyers Workshop
Tired of renting but don’t know where to start? Worried that your credit isn’t good enough to get a loan? With our workshop, we can help you learn all the ins and outs of buying a home. With so many different types of loans available and rules and regulations for each, it can be overwhelming. Come learn what you need to know to make the best home purchasing decisions for you.
We at Delta Credit Restoration have a close relationship with many Realtors and Lenders to help you learn all you need to know about taking the steps to be a homeowner.
Home loan approval
What type of home loan is right for you
Should I refinance my home
How to deal with Realtors and Lenders
Home and Equity Financing Workshop
Need to get cash out of your home’s equity to pay down high-interest debt? Looking to refinance for a lower interest rate or mortgage payments? Thinking of tackling a remodeling project?
Is it time to purchase a larger home for your growing family? Do you need to move to get closer to work? Have your children gone off to college and it is time to downsize?
Whatever your reason for needing to finance a new mortgage or home equity line of credit, we are here to ensure you meet your goals.
Choosing between refinancing and home equity lines of credit
Understand different loan options
Options for getting cash out of home equity
Finding the right lenders for you
Student Loan Help Workshop
Student loans can be tricky. We know education is one of the most important investments we will have in our lives, but without careful planning, excess student loans or the wrong type of student loan can start you out far in the hole of debt. Ideally, we should learn the ins and outs of student loans before ever obtaining one, but most of the time it is something we don’t even think about until years later when it is eating away at our income and saving potential.
Whether you are having trouble managing your own student loans, are about to attend college and trying to learn about how to utilize student loans wisely, or are a parent looking to help your child pay for college, we are here to help.
Managing student loan payments
Understanding grace periods, deferment, and forbearance
Understanding different types of student loans
Student loan repayment options