INDIVIDUAL CREDIT RESTORATION
Your individual credit restoration process is tailored to your needs and your situation. We utilize the FHA underwriting guidelines as benchmarks to ensure the highest success for your credit repair. Whether you are trying to secure a home loan, refinance with reduced interest rates, clean up inaccuracies, or trying to get out of debt, we are here to help.
How It Works
Our process starts by reviewing your credit history and spending history. From there, an advisor will develop and provide a thorough analysis of your credit and financial situation to come up with a working action plan that is tailored to your situation and priorities. If your restoration takes more than one month, a new action plan will be provided each month as your situation changes and progress is made.
Save Money
We want an effective program that everyone is able to afford. We provide custom personalized analysis and action plans for your personal situation and spend time with you face to face to do everything we can to ensure your success. While many companies either ignore your individual needs or charge extremely high prices for customized service, we do everything that we can to make the program affordable. More importantly, we work with your debt so that your personal restoration process pays for itself quickly and saves you money for the rest of your life.
During this step, your adviser will assist you in getting a copy of your credit report. With that they will need further documentation like bank statements, pay stubs, et cetera.
Everything we do we put in writing. In this step your adviser will present to you an action plan that includes a credit analysis and a financial analysis.
If your credit restoration process takes more than 30 days, each month you will get a monthly action plan that informs you of where you are and where we are headed.
Note: With Delta Credit Restoration, all work per month is done prior to payment. Other credit repair organizations require upfront fees- a prohibited act according to federal law.
PRICE
Our Individual Credit Restoration program starts at only $399. This includes all the financial analysis and planning as well as the credit repair process and credit item disputes. This covers all of our individual customers with 10 or fewer items needing attention on their credit report. For our customer with 11 or more items, our Advanced Individual Credit Restoration program is only $599.
Spouses can be added to the Individual Credit Restoration program for only $199.
If the restoration process takes more than 30 days, the extended individual credit repair program continues is only $59.99 per month. Extended individual credit repair for couples is only $99.99 (instead of $119.98).