The Shell Game - How your debts are bought and sold Debts are bought and sold like commodities.  The potential return on an investment a company makes on a debt portfolio is the crux of the debt collection market.  Junk debt buyers, who feel they are excluded by the rules set [...]

Breaking A Lease To Buy A Home To clarify, there is NO Florida law that allows you to break a lease to buy a home as a first time home buyer without penalty. There are options you can create in a lease as you are signing it called "liquidated" damages [...]

Stuff happens in life.  There is nothing we can do about that.  Sometimes this stuff appears as an opportunity- sometimes as an obstacle.  Truth be told, you could win the lottery and it could be the worst thing that ever happened to you.  Conversely, you could lose your job and [...]

Sleep is one thing- finding rest is another. Every March, we set our clocks back an hour.  While that is probably the ONLY time many of us get to "sleep in", there are, perhaps other, more constructive ways to spend that hour.  Here are some suggestions: Create A Budget. The [...]